Tip 07 – Establish A Contingency Fund. A common mistake for buyers is spending all of their finances on the purchase, repair and upgrade of a property – and having little in reserve...

Tip 06 – Splitting Your Loan. When borrowing money, ask whether you can split the loan into 2 parts – one part as a fixed interest rate loan and the other part as a variable rate loan...

Tip 05 – Fixed Or Variable Interest Rate? Advantages of a fixed rate loan: certainty as to the loan repayments for the term of the fixed rate loan...

Tip 04 – Keep Loans Separate. You should avoid or minimise using the same Lender to finance the purchase of multiple properties – we recommend different lenders for different properties...

Tip 03 – Pay Off Your Home Loan First? Where you have more than one loan – such as a loan for an investment property AND another loan for your home, obtain financial advice as to whether you should pay off the home loan first...

Tip 02 – Finance Brokers. A quality finance broker (mortgage broker) will try to obtain the best finance product, with the most appropriate loan structure, for your circumstances...

Tip 01 – Advice From Banks! Whilst banks provide some information, their primary objective is to sell their own financial products...