One of the great advantages of having a SMSF is that the fund is able to buy your business premises, and then to lease the property to yourself (or the entity that conducts your business).  If you (or a company or trust that you control) already own your business premises, you can sell the property to your SMSF – but only after obtaining professional advice & following the rules. 

When you borrow money from a bank, they tend to be very pedantic. They go to great effort to verify your identity, scrutinise your assets, liabilities & income, and then prepare large & comprehensive loan documents. And yet despite these well established systems, sometimes it goes wrong & the banks lose - in today's example a $3,800,000 loss! When they lose, the bank examines what went wrong, & then refine their systems even more. Don't be surprised if your bank is even more pedantic than the last time you dealt with them.

There can be many good reasons to use a family trust to buy real estate, particularly when the property is not your home.