We see far too many clients who are paying the price for not obtaining independent advice when they arranged the finance for their property purchase.
No matter how informed you are or how good a loan might seem, discuss the loan structure & your options with a property lawyer before committing to the loan.
Tip 02 – Finance Brokers
- A quality finance broker (mortgage broker) will try to obtain the best finance product available, with the most appropriate loan structure, for your circumstances.
- The finance broker is not limited to a single bank, and will seek to find the best product available in the market place.
- The best loan arrangements will minimise your expenses and maximise your financial position for your long-term benefit.
- If you don’t have a finance broker, we can provide you with several options.
A quality finance broker will:
- review your existing loans to determine your current circumstances
- discuss your current and future plans and requirements for finance
- re-structure your existing loans as necessary
- identify which lenders have the best products most suitable for your circumstances
- assist you in preparing your loan application
- structure any new loans to suit your circumstances
- ensure the lowest interest rate or most suitable product